ASSUMABLE VA loan with an interest rate of 2.625%!This home has it all and offers room for the whole family! Situated on an estate-sized .34-acre homesite in the highly sought-after gated community of Riviera Bella, this impressive residence offers 4,098 square feet of thoughtfully designed living space, featuring 5 bedrooms, 4 full bathrooms, a private office, an oversized 3-car garage, and a huge loft. As you arrive, you'll be welcomed by the expansive paver driveway leading to the oversized 3-car garage and the home's beautiful curb appeal. Step inside to an open, light-filled floor plan with soaring ceilings and tile flooring throughout the main living areas. The layout flows effortlessly between the formal dining room, spacious living room, chef's kitchen, and breakfast nook, creating the perfect space for everyday living and entertaining. Just off the foyer, you'll find a private office ideal for working from home. The spacious primary suite is a true retreat, offering private access to the covered lanai and a luxurious spa-inspired bathroom complete with separate vanities, a relaxing soaking tub, a large tiled walk-in shower, and oversized his-and-hers walk-in closets. The chef's kitchen is designed to impress with granite countertops, a gas cooktop, double wall ovens, an abundance of cabinetry with crown molding, a tiled backsplash, and generous counter space that makes meal preparation and entertaining effortless. The thoughtfully designed split floor plan includes three spacious guest bedrooms on the main level. Two bedrooms share a convenient Jack-and-Jill bathroom, while the third guest bedroom is located adjacent to a full pool bath. Upstairs, you'll discover an incredible bonus retreat featuring a massive loft with a wet bar, an additional bedroom, and a full bathroom, making it perfect for guests, multigenerational living, a media room, or game room. Step outside to your own private backyard oasis. The screened-in heated , Saltwater POOL features a sun shelf and is surrounded by an expansive covered lanai and paver patio, creating the ideal setting for relaxing or entertaining year-round. The fenced backyard offers plenty of room to play while enjoying peaceful water and wooded views. Located in the Mediterranean-inspired gated community of Riviera Bella, residents enjoy resort-style amenities including a beautiful clubhouse, fitness center, resort-style pool, private boat ramp with direct access to the St. Johns River, and a scenic riverfront park. Conveniently located just minutes from the SunRail station, shopping, dining, and major highways, this exceptional home offers the perfect combination of luxury, space, and convenience. Be sure to check out the immersive 3D tour, cinematic video, and interactive floor plan to fully appreciate everything this incredible home has to offer. Then schedule your private showing and experience the Riviera Bella lifestyle for yourself!